Investing, it's personal

Investing, it's personal

Enjoy the simplicity of a digital-first investing experience that never forgets that real people sometimes want help from real people.

Nestoras Kyriakou
&me Consultant in London

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Investing expertise &me logo

A common concern when considering investing is how do you get started in a world that can seem complex and unfamiliar.

That’s why, no matter where you are in your investing journey, you get free access to our &me consultants.

From help setting up your investment to feeling good that your money can support socially responsible companies, your &me consultant gives you the confidence to feel invested.

And best of all, this service is included in your overall fee, so there are no hidden costs.

Keep scrolling to find out how it works.

It all starts with goals

The &me app is where your investment journey begins.

As you answer some simple questions about what you aim to achieve with your investment, &me considers your responses and creates a personalised portfolio recommendation for you.

If you’d like some help deciding what to do, or just want to feel reassured that you’re making a sound decision, that’s when your personal &me consultant kicks in.

Call or chat right from the app or book a video meeting. Whichever option you choose, it’s all part of your &me service.

As life changes,
so does your investment

Life never stays still, and neither should your investment.

Simply let us know about any changes to your circumstances or goals and we’ll recommend a more suitable portfolio for you.

And because your portfolios are benefitting from M&G Wealth’s investment expertise, you have the reassurance that world events and market changes are constantly monitored to help keep your investments on track.

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Reach out when you need guidance

Your &me app is your ‘always on’ way to review your investments and track your progress for yourself.

When you want more, you can contact your &me consultant for a little extra help. While they’re not available around the clock (after all, they need their sleep, too), they’ll get back to you quickly with a response or a plan about how to help.

With &me, you’re never alone when investing.

Choose how to invest

When you’re ready, you can pick the right type of account for you.

Stocks and Shares ISA

Over 3.5 million people in the UK now use stocks and shares ISA to grow their savings¹.

They’re a tax-efficient way to invest up to £20K each tax year.

Junior ISA (JISA)

Invest in your child’s future each month, and they’ll be tickled pink when they reach 18.

Put away up to £9K each tax year without worrying about tax.

Personal Pension (SIPP)

The Self-Invested Personal Pension lets you control how to invest for your retirement.

You’ll also enjoy HMRC adding up to £25 for every £100 you pay in yourself².

General Investment Account (GIA)

When you’ve used up your ISA allowance or don’t want to transfer your existing ISA.

Any gains/losses can be set against your annual Capital Gains Tax allowance³.

¹ UK HMRC Data, June 2022
² Restrictions may apply
³ Any gains/losses should be combined with other taxable gains/losses outside of the GIA
With investment, your capital is at risk and you may get less than what you invested.
The tax treatment depends on your individual circumstances and may be subject to change in the future.

Get more out of

your investments

Check out the &me blog to tap into our team’s lifetime of expertise and enhance your investing knowledge.

As your money grows, your fee % shrinks

Start investing with a minimum of £500.

Below are our competitive annual fees for managing your money.

Invested amount

Management fee

Up to £10,000


£10,000 to £20,000


£20,000 to £50,000


£50,000 to £100,000


£100,000 to £250,000


£250,000 to £500,000




Start investing with &me logo

With no commitment to invest, see how &me could grow your money and help you feel invested.

With investment, your capital is at risk and you may get less than what you invested.
Tax treatment depends on your individual circumstances and may change in the future.